Services & Types of Accounts First Bank of Celeste

Services and Accounts

Please find a list of our services and accounts. If something isn’t listed that you are looking for, please give us a call at (903) 568-4211 and we will be happy to assist you.

Services:

Checking, Savings and Money Market Accounts
Certificate of Deposit
Individual Retirement Accounts
Direct Deposit
Wire Transfer
ACH Processing
24 Hour Access: Telephone & Internet Banking

Competitive Consumer, Real Estate, and Commercial Loan Rates
Safe Deposit Boxes
PayLinks Bill Payment
Money Orders
Debit Card
Competitive Rates

Accounts:

	Minimum Balance	Online Banking	Service Charge
Regular Checking	Minimum Balance $100	Online Banking ✓	Service Charge $9 if the daily balance falls below $600 during the statement cycle.
Senior Citizen Checking	Minimum Balance $100	Online Banking ✓	Service Charge $3 if the daily balance falls below $600 and an excess of 15 debits have cleared the account during the statement cycle.
Commercial Checking	Minimum Balance $200	Online Banking ✓	Service Charge $15 if the daily balance falls below $2500 plus $.10 per debit processed during the statement cycle. Maximum $25 service charge per statement cycle.
Economy Checking	Minimum Balance $100	Online Banking ✓	Service Charge $4.50 if the daily balance falls below $300 during the statement cycle. The service charge is waived if you are a student. Images are not returned with the statement.
NOW Account	Minimum Balance $2,000	Online Banking ✓	Service Charge $9 if the daily balance falls below $2000 during the statement cycle. Interest Bearing Account.
Money Market Checking	Minimum Balance $2,500	Online Banking ✓	Service Charge $9 if the daily balance falls below $2500 during the statement cycle. An excessive item charge of $10 will be charged for each debit transaction in excess of six during a statement cycle. Interest Bearing Account.
Regular Savings	Minimum Balance $100	Online Banking ✓	Service Charge $6 if the daily balance falls below $100 during the statement cycle. An excessive item charge of $3 will be charged for each debit in excess of six during the quarterly statement cycle. Interest Bearing Account.